If you have Medicare + Medicaid—or manage a chronic condition like diabetes or heart disease—you may qualify for specialized $0-copay plans with monthly benefit cards.
Many Dual-Eligible seniors are still on standard plans and missing out on thousands of dollars in annual OTC, grocery, utility, and transportation benefits.
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You qualify for a D-SNP if you are enrolled in Medicare Parts A & B and receive any level of state Medicaid assistance (QMB, SLMB, QI, or Full Medicaid). Even if you do not have Medicaid, if you have Diabetes, Cardiovascular Disease, CHF, or COPD, you can qualify for a Chronic Special Needs Plan (C-SNP) with specialEnrollment rights and capped insulin/specialist copays!
Explore our long-tail comparison guides for dual eligible (d-snp) & chronic plans:
Yes! Dual-eligible beneficiaries and individuals newly diagnosed or enrolling into a C-SNP for their chronic condition often qualify for Special Enrollment Periods throughout the year.