Rebuilding Your Credit With an Installment Loan
Unlike payday loans that keep you trapped in debt cycles, an installment loan has a fixed payoff schedule and actively reports every positive monthly payment to Equifax, Experian, and TransUnion.
580+ Credit Scores Welcome ⏱ 2 Minutes
Compare Personal Loans for Fair & Bad Credit Scores
Turned down by traditional banks? Compare alternative and fintech lenders who look beyond just your credit score.
Why Comparison Shopping Saves Money & Time:
Alternative lenders evaluate your income stability, employment history, and education—helping you secure a fair fixed loan instead of predatory payday lenders.
- ✓ Borrow $2,000 to $20,000 without collateral or payday lender traps
- ✓ On-time payments are reported to all 3 credit bureaus to help rebuild your score
- ✓ Soft inquiry rate comparison with no risk to your current score
$5,000 – $50,000 Loan Amounts
From 6.99% Starting APR
Next Business Day Funding Speed
100% Free Comparison • Takes 60 Seconds • No Obligation
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Side-by-Side Comparison: Single Provider vs. ClickQuoteSave.com
See why thousands of consumers and business owners compare personal loans for fair & bad credit (580–660 fico) before signing:
| Comparison Factor | Single Retail Provider | ClickQuoteSave Comparison |
|---|---|---|
| APR Comparison | 350%–400% APR (Payday / Title Loan) | ✓ 18%–29% APR (Regulated Installment Loan) |
How to Compare Unsecured Personal Loans Quotes in 3 Easy Steps
1. Select Personal Loans in Our Form
Enter your contact info and desired loan amount.
2. Review Personalized Competing Rate Offers
Compare APRs, loan terms (36–84 months), and monthly payments.
3. Accept Your Loan & Get Funds Direct Deposited
Money is wired straight to your checking account in 1 to 2 business days.
Specialized Unsecured Personal Loans Comparison Guides
Explore our long-tail comparison guides for unsecured personal loans:
$320/mo Savings Savings
Low-Interest Debt Consolidation Personal Loans Quotes
Lenders specialize in different credit tiers. Comparing guarantees you lock in the lowest APR and lowest origination fee available for your credit score.
Read Guide & Compare Quotes → Avoid 400% Payday APRs SavingsPersonal Loans for Fair & Bad Credit (580–660 FICO)
Alternative lenders evaluate your income stability, employment history, and education—helping you secure a fair fixed loan instead of predatory payday lenders.
Read Guide & Compare Quotes →Frequently Asked Questions About Personal Loans for Fair & Bad Credit (580–660 FICO)
What is the minimum income needed to qualify?
Most fair-credit lenders require a steady income of at least $1,800 to $2,500 per month from employment, self-employment, or pensions.