Paying only minimum payments on 24% APR credit cards could take 20+ years to pay off. Compare proven debt relief programs that get you debt-free in 24 to 48 months.
Accredited debt relief companies negotiate directly with major banks to forgive up to 50% of your enrolled unsecured debt—saving families hundreds of dollars every month.
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Tell us your approximate unsecured debt amount ($10K+) in 60 seconds.
Review your projected new single monthly payment and estimated payoff date.
Expert negotiators settle with your creditors one-by-one at steep discounts.
If you have $25,000 in credit card debt at an average 24% APR, making minimum payments costs you roughly $750/month—and takes over 26 years while generating over $48,000 in pure interest! In a debt relief program, that same $25,000 balance is typically negotiated down to around $12,500 to $14,000 total payback, saving you tens of thousands of dollars and restoring financial freedom in roughly 36 months.
Explore our long-tail comparison guides for debt relief & debt settlement:
Different relief programs have established settlement relationships with different credit card issuers. Comparing ensures you get the highest settlement discount.
Read Guide & Compare Quotes → Save Up to 50% Principal SavingsIf your credit score is still high, a consolidation loan saves interest; if you are struggling with payments, debt settlement slashes your actual balance.
Read Guide & Compare Quotes →Most accredited debt relief programs require at least $10,000 in combined unsecured debt (such as credit cards, personal loans, or medical bills).
No! Under FTC rules, legitimate debt relief companies cannot charge a single dollar until they have successfully negotiated a settlement that you agree to.